The word Sacco stands for Savings and Credit Cooperative Organization and it strives to bring together people with similar social and financial backgrounds. The Sacco Societies Regulatory Authority (SASRA) is the regulatory body charged with regulating deposit‑taking Sacco Societies (Savings and Credit Cooperatives Societies) in Kenya. Its mandate allows it to regulate and supervise licence and levy contributions in all Sacco Societies in Kenya in accordance with the Sacco Societies Act of 2008. Read more on SASRA website here (

Saccos in Kenya have emerged as the dominant micro-financing societies that spearhead savings and investment. They provide members with the following services:

 Access to affordable capital to boost or start their business, thereby improving their business’ livelihoods through investment and meeting other day-to-day activities

 Opportunities to build savings, earn interest on the savings, and earn dividends from shares

 Gain access to local and international business conferences and trade fairs

 Opportunities to network and share business ideas and experiences

To find out which SACCOs are registered in Kenya, click on this link (

At Ecom Technologies LTD, we have specialized in the design and development of SACCO core banking software in Nairobi, Kenya. The software tool is a custom designed software application for SACCO’s. It comes with a standard package which is integrated with custom SACCO requirements. It gives SACCO’s the capacity to service markets in diverse geographies and cultures.

Read here about the SACCO core banking software (Esoft Financials Software) key features. We offer consultations and free demos to your savings and credit society. It is an Integrated BOSA (Back Office Savings Accounts) and FOSA (Front Office Savings Accounts) SASRA Compliant system. The system also works very well even for the Micro finance institutions or Sacco’s with Micro Finance departments or Groups.

Contact us today for more information and clarifications about the benefits of our SACCO core banking software (Esoft Financials Software).